Are You Eligible For A Line of Credit? Although this Line of Credit is intended for short term cash needs, various Truth-in-Lending laws require financing disclosures to be expressed as an Annual Percentage Rate (APR), or the cost of the credit advanced to you expressed as an annual rate. This requirement provides uniformity among various credit sources, so you can compare rates and make the choice that is right for you. The following table provides examples of the cost to obtain a Line of Credit from MyQuickWallet.com. The APRs are based on the option of closing out the Line of Credit after one payment ("Repayment Amount") due in 21, 18, and 14 days from the drawdown date. Since MyQuickWallet charges a fixed fee per payment period, the effective APR of a MyQuickWallet Line of Credit will increase if the initial payment date is shorter than shown in these examples.
| DRAWDOWN AMOUNT | TERM (# OF DAYS) | FINANCE CHARGE | LINE OF CREDIT CLOSE OUT AMOUNT (Total of Payments) |
|---|---|---|---|
| $100.00 | 21 | $30.00 | $130.00 |
| $100.00 | 18 | $30.00 | $130.00 |
| $100.00 | 14 | $30.00 | $130.00 |
| $200.00 | 21 | $60.00 | $260.00 |
| $200.00 | 18 | $60.00 | $260.00 |
| $200.00 | 14 | $60.00 | $260.00 |
| $300.00 | 21 | $90.00 | $390.00 |
| $300.00 | 18 | $90.00 | $390.00 |
| $300.00 | 14 | $90.00 | $390.00 |
| $400.00 | 21 | $120.00 | $520.00 |
| $400.00 | 18 | $120.00 | $520.00 |
| $400.00 | 14 | $120.00 | $520.00 |
| $500.00 | 21 | $150.00 | $650.00 |
| $500.00 | 18 | $150.00 | $650.00 |
| $500.00 | 14 | $150.00 | $650.00 |
| $600.00 | 21 | $180.00 | $780.00 |
| $600.00 | 18 | $180.00 | $780.00 |
| $600.00 | 14 | $180.00 | $780.00 |
| $700.00 | 21 | $210.00 | $910.00 |
| $700.00 | 18 | $210.00 | $910.00 |
| $700.00 | 14 | $210.00 | $910.00 |
| $800.00 | 21 | $240.00 | $1040.00 |
| $800.00 | 18 | $240.00 | $1040.00 |
| $800.00 | 14 | $240.00 | $1040.00 |
| $900.00 | 21 | $270.00 | $1170.00 |
| $900.00 | 18 | $270.00 | $1170.00 |
| $900.00 | 14 | $270.00 | $1170.00 |
| $1000.00 | 21 | $300.00 | $1300.00 |
| $1000.00 | 18 | $300.00 | $1300.00 |
| $1000.00 | 14 | $300.00 | $1300.00 |
| $1100.00 | 21 | $330.00 | $1430.00 |
| $1100.00 | 18 | $330.00 | $1430.00 |
| $1100.00 | 14 | $330.00 | $1430.00 |
| $1200.00 | 21 | $360.00 | $1560.00 |
| $1200.00 | 18 | $360.00 | $1560.00 |
| $1200.00 | 14 | $360.00 | $1560.00 |
| $1300.00 | 21 | $390.00 | $1690.00 |
| $1300.00 | 18 | $390.00 | $1690.00 |
| $1300.00 | 14 | $390.00 | $1690.00 |
| $1400.00 | 21 | $420.00 | $1820.00 |
| $1400.00 | 18 | $420.00 | $1820.00 |
| $1400.00 | 14 | $420.00 | $1820.00 |
| $1500.00 | 21 | $450.00 | $1950.00 |
| $1500.00 | 18 | $450.00 | $1950.00 |
| $1500.00 | 14 | $450.00 | $1950.00 |
Phone: 1-855-443-1391 or 1-605-202-5536
Office hours: 8:00am to 8:00pm EST Monday-Friday
Fax: 1-855-607-8516
Rosebud Lending DRT, is the tribal lending agency of Rosebud Lending, a subsidiary agency of the Rosebud Economic Development Corporation, an economic development arm and entity of the Rosebud Sioux Tribe, a sovereign nation located within the United States of America and operating within the Tribe’s reservation.
Rosebud Economic Development Corporation, P.O, Box 1146, Mission, SD 57555
Military Disclaimer: Pursuant to the (MLA) Military Lending Act and the Limitations on Terms of Consumer Credit Extended Service Members and Dependents Act, this website WILL NOT provide any of its services to covered and active members, their spouses or their dependents. The term "covered member" means a member of the armed forces who is on active duty under a call or order that does not specify a period of 30 days or less; or on active Guard and Reserve Duty. The term "dependent", with respect to a covered member, means the member's spouse, the member's child, or an individual for whom the member provided more than one-half of the individual's support for 180 days immediately preceding an extension of consumer credit covered by this section. If you are a consumer who falls into any of the above mentioned categories, please do not enter this site.
The right of rescission: You have 3 days to cancel your loan without reason or cost. You can either pay back your loan in full online or contact customer service by phone or email to have us immediately withdraw the funds borrowed without fees. For faster service be sure to contact us by phone during business hours 8:00am to 8:00pm EST, before your three-day rescission period comes to an end.
Filing a complaint: If you have already contacted Customer Service in an attempt to resolve an issue or concern and still need additional assistance, please contact Rosebud Lending DRT, is the tribal lending agency of Rosebud Lending, a subsidiary agency of the Rosebud Economic Development Corporation, an economic development arm and entity of the Rosebud Sioux Tribe, a sovereign nation located within the United States of America and operating within the Tribe’s reservation. Rosebud Economic Development Corporation, P.O, Box 1146, Mission, SD 57555.
The Rosebud Lending DRT Tribal Complaint number is 1-855-443-1391 or email [email protected]
Intended use notice: A payday loan is a loan designed for short term needs. It is recommended the loans are paid in full on the borrowers next pay date.
